OTIUM

Monthly contribution (€) Payday (day of month) Track cash from Add the monthly contribution as cash on every payday Payday advice: tell me when to contribute (banner and alerts) Max days to wait for good timing Contribute early when timing is at least

Risk (%) Return (%) Dip (%)

Risk, return and dip make the horizon score; their weights are rescaled to add up to 100%, and lower risk scores higher. Diversity isn't part of it: it's shown next to it, to choose between ETFs with similar scores. Timing isn't part of it either: it says when to buy. The ETF with the highest horizon score is the payday suggestion.

Minimum turnover on Xetra (€ k a day)

Applies from the next scan. The scan report shows how turnover is spread across all ETFs.

1 month (%) 3 months (%) 1 year (%)

Weights are rescaled to add up to 100%. Timing only counts at the peak: 5% or more below it, timing is always great (buy on payday).

Correlation, 5 years (%) Behaviour in your worst weeks (%) Correlation, 1 year (%)

Weights are rescaled to add up to 100%. Diversity only informs you; it doesn't change the contribution advice.